Auto Insurance in Phoenix, AZ

Road accidents can occur without warning, but having auto insurance can protect you and others from substantial financial setbacks following an incident. At Facil Insurance, our team will work with you to create an auto insurance policy that fits your unique needs.

What Is Auto Insurance?

Auto insurance is an agreement between you and your insurance provider where you pay regular premiums in return for financial protection from various risks associated with owning and driving a vehicle. It is designed to help cover costs related to vehicle damage, liability for injuries or damages inflicted on others and other covered expenses.

Do I Need Auto Insurance?

In Arizona, every driver is required to carry minimum auto liability coverage, which may help cover expenses for injuries and property damage to others if you are found at fault in an accident.

However, your insurance provider may encourage you to purchase additional auto insurance policies that are appropriate for your situation. Most motorists prefer to have comprehensive coverage, as it may help pay for noncollision-related damages such as theft, vandalism or covered natural disasters. Agents also typically recommend carrying collision coverage, which may offer financial support for repairs or vehicle replacement following an accident.

Other common types of optional but often necessary coverage include uninsured/underinsured motorist coverage, medical payments coverage and roadside assistance.

How to Choose the Right Auto Insurance Coverage

Your insurance provider may ask you for your age, exact location, driving habits and vehicle information, such as the year and model of your car, to help determine the ideal auto insurance policy for your situation.

At Facil Insurance, we’re ready to help you obtain the adequate financial protection you need. Our team is prepared to assist you in every step, from comparing auto insurance quotes to answering your claims inquiries. Contact us today to get started.