Homeowners Insurance
Owning a home is sometimes called the American dream, but it also comes with substantial responsibilities—one of which is safeguarding it from unforeseen circumstances.
At Facil Insurance in Phoenix, Arizona, we specialize in helping homeowners like you secure the best insurance coverage for your most valuable asset. Contact us today for a personalized homeowners insurance quote.
What Is Homeowners Insurance and Why Is It Essential for Homeowners?
Homeowners insurance can help provide a financial safety net. In the unfortunate event of damage to your home due to natural disasters, theft or accidents, homeowners insurance may help cover repair and replacement costs.
Homeowners insurance also includes liability coverage, which may help cover legal and medical expenses if someone is injured on your property or if you cause damage to someone else’s property.
Most mortgage lenders require homeowners to have insurance as part of their loan agreement to help ensure that their investment in your home is protected.
How Do I Choose the Right Amount of Coverage for My Home Insurance?
At Facil Insurance, we’ll help you determine the appropriate level of homeowners insurance coverage based on several factors, including the following:
- Your home’s replacement cost
- The value of your personal property
- Liability limits appropriate for your situation
Can I Bundle My Homeowners Insurance With Other Insurance Policies for Cost Savings?
When you bundle homeowners insurance with other policies, you can often receive a substantial discount on your premiums. Plus, managing multiple policies with the same provider simplifies paperwork and billing. It also makes updating or modifying your coverages easier as life changes.
Contact Us
Contact Facil Insurance today to get a homeowners insurance quote.